Financing on Bestbuy - Sprint Samsung Galaxy Note II

There is an option on best-buy to do a 18 month financing on the Galaxy Note 2 I dont want to sign a contract so I'd be paying $47 a month for the phone, Is that a good idea I need some opinions Im new to this financing stuff

If you're looking for opinions, then no. It's not a good deal. Financing on a credit card rarely is. In the long run you'll probably end up paying more by financing, than if you signed a 2 yr contract and actually ended up opting out of the contract early. That's just my opinion

it's 18 month interest free financing. you just have to make sure you pay it off by the 18th month or all that interest over those 18 months will be put on your card. so try to not use the card until the interest free charge is paid off. if you happen to make further purchases your payments will be split among the purchases but i'm not sure what they use to determine which purchase get the bulk of the payment - each has it's minimum taken first then the rest goes to, possibly, the oldest purchase.
it's a good deal as long as you have self control. don't forget to have them do a price match before you buy. they count price matches as refunds and the retail equation may count that as a non-receipt return if it's an online order. too many returns will put you on RE **** list and you won't be able to make any returns to a lot of stores for 90 days.

Why would you be paying $847 for the phone interest free if its $649.99 + tax off contract?
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bmoreboy02 said:
Why would you be paying $847 for the phone interest free if its $649.99 + tax off contract?
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Because Best Buy charges $799 for the phone without contract.

thunderwagn said:
If you're looking for opinions, then no. It's not a good deal. Financing on a credit card rarely is. In the long run you'll probably end up paying more by financing, than if you signed a 2 yr contract and actually ended up opting out of the contract early. That's just my opinion
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I have to COMPLETELY agree!!! Here is the thing... I understand it sucks to sign a contract... BUT... Once you buy the phone after 6 months your Early Termination Fee (ETF) goes down every month that you keep the phone by $10 a month... After just one year your ETF is $240... Saying that you only kept the thing for a year... If you were to buy the Samsung Galaxy Note II at WireFly for an upgrade at the moment you would spend $249... A year from now you get pissed off at Sprint, say FU, and cancel paying the $240... That's still WAY FRIGGIN LESS That's $490 vs. $799... That's a savings of $309... Or $25 a month savings for that year... I think it's a no brainer...

DarkManX4lf said:
Because Best Buy charges $799 for the phone without contract.
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Bestbuy will pricematch sprint or amazon. I paid $649.99 + tax for my phone on launch day. Idk why it is so many people dont know this by now bc its really a secret they tell you in there commercials. Ive walked into bestbuy and paid $30 for otterbox defenders that they were sellin for $54.99 bc amazon had it cheaper
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ourprisonplanet said:
I have to COMPLETELY agree!!! Here is the thing... I understand it sucks to sign a contract... BUT... Once you buy the phone after 6 months your Early Termination Fee (ETF) goes down every month that you keep the phone by $10 a month... After just one year your ETF is $240... Saying that you only kept the thing for a year... If you were to buy the Samsung Galaxy Note II at WireFly for an upgrade at the moment you would spend $249... A year from now you get pissed off at Sprint, say FU, and cancel paying the $240... That's still WAY FRIGGIN LESS That's $490 vs. $799... That's a savings of $309... Or $25 a month savings for that year... I think it's a no brainer...
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you can only pay that etf to get out if you quit sprint. i don't want a contract nor do i want to quit since if i quit i lose my sero - $57 for unlimited data and 500 min. not worth it to do that if i ever decide to come back to sprint after quitting.

madsquabbles said:
you can only pay that etf to get out if you quit sprint. i don't want a contract nor do i want to quit since if i quit i lose my sero - $57 for unlimited data and 500 min. not worth it to do that if i ever decide to come back to sprint after quitting.
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Have someone else create a different account if you can. Family member, friend, anyone.
Or see if you can create a business account so you don't tinker with your current one.

garwynn said:
Have someone else create a different account if you can. Family member, friend, anyone.
Or see if you can create a business account so you don't tinker with your current one.
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you also have to maintain the account for 90 days (or 60, i can't remember). otherwise you have to return the phone or pay full price. so that adds a minimum of $140 for service not used (with everyting plus referral). add the etf and the cost of the subsidized phone and you're better off just buying the phone without any headaches.

Related

OK I really want the Nexus but I'm not due for an upgrade. You're all smart, help!

Like the title says, I'm not due for an upgrade until next December but I'd really like to dump my current phone for a Nexus... it's just dog-slow, has no support from any Dev communities nor support from Samsung themselves...
With that said I'm wondering if anyone has found a way around having to pay the full $800 to get a new Nexus device. I went in to Best Buy today to see if I could extend my contract by another 2 years but he said the best I could do is to start a Family Plan, move my number to that and add a new line so I'd be paying $130 a month. I don't think so.
It's important that I keep my current plan too since I have unlimited data.
If anyone knows any little life-hacks to getting a new Nexus at $300 or less, let me know!
Oh, I'm on Verizon. So, LTE please!
What phone do you have right now?
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U could always add a line. Get a hold of an old verizon flip phone that doesn't require data and put the new line on that. This way you always get revolving upgrades too
Sent from my Galaxy Nexus using XDA App
Getting an extra is not a bad plan, but the cost adds up eventually. And correct me if I'm wrong, but verizon is not doing the traditional new every two years updates anymore. I think your best plan is to wait until the year and a half marker (I know I get some discount at that point) or buy a phone full retail.
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chbennett said:
Getting an extra is not a bad plan, but the cost adds up eventually. And correct me if I'm wrong, but verizon is not doing the traditional new every two years updates anymore. I think your best plan is to wait until the year and a half marker (I know I get some discount at that point) or buy a phone full retail.
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It's, what, $10 to add a line a month, dummyphone of course. $240 +
$300 = $540 still $110 below retail.
Smokeey said:
It's, what, $10 to add a line a month, dummyphone of course. $240 +
$300 = $540 still $110 below retail.
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Done know where the 240 came from. I added a line and out the door I paid 300+ CA tax
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justin94 said:
Done know where the 240 came from. I added a line and out the door I paid 300+ CA tax
Sent from my Galaxy Nexus using XDA App
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Nm. Just realized you probably did 10x 12 for a 2 year contract. Yea, that's the thought process I had too. It'll basically be like getting a loan for the phone, without interest
Sent from my Galaxy Nexus using XDA App
Retail is $650, not $800.
Frankly dude, take it from someone that HATES contracts and doesn't do them, just save up some cash.
What's the ETF on your current device now? Sounds like it might be cheaper to pay the ETF on your current line, and sign a contract for a new line and get the phone for $299.
The problem with getting another line is I'm currently on an individual plan paying about $80 a month.
Moving to a plan that I could add a line would put me at $130 a month... definitely not worth it when I'm already ready to fork over $300 for a phone.
I'm thinking best bet is getting lucky on eBay or Craigslist
chbennett said:
And correct me if I'm wrong, but verizon is not doing the traditional new every two years updates anymore. I think your best plan is to wait until the year and a half marker (I know I get some discount at that point) or buy a phone full retail.
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I think you can upgrade at the 20 month mark now actually. I know a buddy of mine that is a long time VZW customer is eligible for full upgrades @ 18 months.
KWKSLVR said:
Retail is $650, not $800.
Frankly dude, take it from someone that HATES contracts and doesn't do them, just save up some cash.
What's the ETF on your current device now? Sounds like it might be cheaper to pay the ETF on your current line, and sign a contract for a new line and get the phone for $299.
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Verizon's site says "You may terminate service for any reason within 14 days of activation. If you purchased a wireless device at a promotional price at the time of activation, you must return it within the device return period to avoid being assessed an Early Termination Fee of $175, or $350 if you purchased an Advanced Device" so I'm assuming $350 to terminate.
Not only that but by making a new contract I'd lose my unlimited data, and I use a TON of data.
ZeppelinJ0 said:
Verizon's site says "You may terminate service for any reason within 14 days of activation. If you purchased a wireless device at a promotional price at the time of activation, you must return it within the device return period to avoid being assessed an Early Termination Fee of $175, or $350 if you purchased an Advanced Device" so I'm assuming $350 to terminate.
Not only that but by making a new contract I'd lose my unlimited data, and I use a TON of data.
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If you get a new line from say amazon... You can just cancel the line within 14 days and keep the phone. Amazon will charge you 250 eventually for it though.
I just did it.
Sent from a Rezound, crappie camera included.
Go Prepaid on TMO if you want phones more often.
blestsol said:
If you get a new line from say amazon... You can just cancel the line within 14 days and keep the phone. Amazon will charge you 250 eventually for it though.
I just did it.
Sent from a Rezound, crappie camera included.
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Lol. And you did not read the fine print. It amazes me what people will or wont do to pay retail for a phone. And that is why american cellular service and prices are what they are.
Crazy world, ay?
Ummmmm
blestsol said:
If you get a new line from say amazon... You can just cancel the line within 14 days and keep the phone. Amazon will charge you 250 eventually for it though.
I just did it.
Sent from a Rezound, crappie camera included.
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LOL like the other person said, you better go back and read the fine print. That $250 is a seperate Amazon fee in addition to Verizon's ETF. Basically you just screwed yourself $350 Verizon Fee + $250 Amazon Fee = $600.
blestsol said:
If you get a new line from say amazon... You can just cancel the line within 14 days and keep the phone. Amazon will charge you 250 eventually for it though.
I just did it.
Sent from a Rezound, crappie camera included.
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So you paid for $600 no tax for your Rezound and are not on contract? That's not too bad. Saved $50 plus tax over getting it from Verizon.
They may hook you up with an early upgrade. I went in ready to pay full retail as my contract was not up until November of next year. The guy asked me why I didn't want to upgrade, not sure why I was able to upgrade but I did.
Sent from my Galaxy Nexus using xda premium
If you have unlimited data, don't do an ETF since they don't offer unlimited any more. I'm heading out to BB-they told me if i pay full retail I have 30 day return policy. I'll sell my TBolt by that time, and cover the balance with my Xmas bonus.
Buddy Revell said:
So you paid for $600 no tax for your Rezound and are not on contract? That's not too bad. Saved $50 plus tax over getting it from Verizon.
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Nah I paid 150 for it on contract and canceled the trial then payed amazon their 250 cancel fee to keep it.
Sent from a Rezound, crappie camera included.
blestsol said:
Nah I paid 150 for it on contract and canceled the trial then payed amazon their 250 cancel fee to keep it.
Sent from a Rezound, crappie camera included.
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Wait, you didn't have to pay the $350 ETF from Verizon?

T-Mobile ending subsidized phones.

T-Mobile announced that in the coming months they will end discounted phones with a contract and go the European way and make you pay retail for any phone yet your monthly bill will go down a lot in price. How do you guys feel about this.?
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Some people will love it, some will hate it. Here in the states, we are spoiled, do the majority will hate it. If it goes too bad, then they'll go back to subsidies. To keep it during hatred, the other companies will do the same. I don't mind as I buy my own phones even when I was in a contract to try the latest phones. Hey, you win some, you lose some
Sent from my Rooted Gameboy
If they're doing it the way they generally have offered as of late, they may not do a carrier subsidy the way Big Red/Yellow/Blue do, but they'll allow you to do a "handset mortgage", where you can pay a "down payment" when you get the phone and then the loan will be a separate line item until you pay it off, which can be at any point.
I actually prefer this model because it allows you to pay more or less to decrease the amount still owed for your phone and potentially decrease your bill substantially once you're done paying the phone off. It will also allow for quicker upgrades because you won't have to wait two years until your contract rolls around again.
I'm not opposed to this model at all.
Joey
voyager529 said:
If they're doing it the way they generally have offered as of late, they may not do a carrier subsidy the way Big Red/Yellow/Blue do, but they'll allow you to do a "handset mortgage", where you can pay a "down payment" when you get the phone and then the loan will be a separate line item until you pay it off, which can be at any point.
I actually prefer this model because it allows you to pay more or less to decrease the amount still owed for your phone and potentially decrease your bill substantially once you're done paying the phone off. It will also allow for quicker upgrades because you won't have to wait two years until your contract rolls around again.
I'm not opposed to this model at all.
Joey
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If they offer that. Then I'll be okay with that. But I'm not OK with paying 5-600 dollars for a phone...I got more important things to pay for lol. But then again on the bright side the bill per month is gonna drop sooo much
Sent from my SGH-T999
I'm in Charlotte, and the store I went to has already gone through this transition. The plan price went down approximately $30. The down-payment was similar to the advertised price for the subsidized phones, and the monthly payments were $20, for twenty months. Overall, I'll pay $550 for phone retailed to cost $599, with a slight savings on the rate plan.
The big savings come after twenty months, when the phone is paid off. I'm not one to upgrade immediately, so I may save money on the rate plan for 6-12 months before buying a new phone. Where before, even if I didn't buy a phone, I was paying the monthly rate that included the subsidy.
zeekx4 said:
I'm in Charlotte, and the store I went to has already gone through this transition. The plan price went down approximately $30. The down-payment was similar to the advertised price for the subsidized phones, and the monthly payments were $20, for twenty months. Overall, I'll pay $550 for phone retailed to cost $599, with a slight savings on the rate plan.
The big savings come after twenty months, when the phone is paid off. I'm not one to upgrade immediately, so I may save money on the rate plan for 6-12 months before buying a new phone. Where before, even if I didn't buy a phone, I was paying the monthly rate that included the subsidy.
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So u can still get a new phone without paying retail?
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ddizzy81 said:
So u can still get a new phone without paying retail?
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Yes and No. ** I do not work for T-Mobile, but this is how I understand things **
EIP has existed for a very long time now and will continue to exist. T-Mobile is simply being upfront with customers instead of building in a subsidy into a rate plan. In almost every case, the customer wins.
Here's one way to look at it. Value Plan + EIP = Classic plan Either way, the upfront costs are similar. In one case, you call it a downpayment, in another you call it a price w/ 2 year contact extension. EIP is typically 20 months, which is better than the 24 months a full blown 2 year extension will be. Again, as far as the initial cost of the phone, the downpayment is essentially equivalent to the previously advertised price of the phone with contract.
This model does a few things from the perspective of a customer. It gives you the option of purchasing phones outright, or opting to get what essentially is a 20 month interest free loan from t-mobile on up to $400 towards the purchase price of a phone. When that loan is paid off, you are left with a nice and small bill for just the services you use, the voice, data, and text services provided by T-Mobile. This opens the door wide open for people to bring unlocked devices over to T-Mobile, and enjoy a low price monthly rate plan. Previously, the best way to do this was to buy an unlocked phone, buy a carrier phone with a 2-year extension, and sell the carrier phone and put that towards the price of the unlocked phone.
This really is a win for pretty much all consumers. People who want a low initial cost can opt for the EIP, people who bring their own devices can choose to do so and enjoy a low monthly rate, and finally people who keep their devices for a long time will enjoy a low rate after they complete their EIP payments.
The only time this is NOT advantageous is if you decide to break the contract prior to the end of the EIP term + value plan contract. For example, if I buy a new phone, start a EIP plan for 20 months, and sign up for a 2 year value plan, I would have to pay a $200 penalty to break the value plan, and also $400 to close out the EIP. Of course, the way to get around this is to sell the phone to repay the EIP.
ddizzy81 said:
T-Mobile announced that in the coming months they will end discounted phones with a contract and go the European way and make you pay retail for any phone yet your monthly bill will go down a lot in price. How do you guys feel about this.?
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as far as i know, t-mobile has already offer $50 contract free service in NYC. that includes 4g network, unlimit calling, texing, web, etc.
I am current simple mobile user, $40 each month, and it is great!
I am sure if ATT, Verizon, don't take any action, most of their customers will walk way.
My contract ends in may...its gonna be a big decision whether I'm gonna leave T-Mobile or not
Sent from my SGH-T999
About a month ago a tmo rep told me they are doing this soon.
O well doesn't bother me lol
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Yeah its not all that new . Tmobile has been allowing people to break up their payments since they announced their even more plus plans. I think its a great option in present times for those that can't afford to fork out 500$ in one transaction.
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They already have offered this its called the "Value Plans", as apposed to the "Classic Plans" the value plans are only offered at t-mobile stores and since sept they have offered a truly unlimited data option on the value plan. thats the plan i have been on since i joined t-mobile in sept. the gs3 for me was 149.99 down with $20 for 20 months. (549.99) and my rate plan is 69.99 for unlimited everything. The one thing i dont like about the value plan is that even though you are paying full price for your phone in the end you are still on a 2 year contract with $200 early termination fee. and if you dont use all the minutes and want to lower your bill thats a whole new 2 year contract. T-mobile really shouldnt due that to its customers.
Chuckatron said:
They already have offered this its called the "Value Plans", as apposed to the "Classic Plans" the value plans are only offered at t-mobile stores and since sept they have offered a truly unlimited data option on the value plan. thats the plan i have been on since i joined t-mobile in sept. the gs3 for me was 149.99 down with $20 for 20 months. (549.99) and my rate plan is 69.99 for unlimited everything. The one thing i dont like about the value plan is that even though you are paying full price for your phone in the end you are still on a 2 year contract with $200 early termination fee. and if you dont use all the minutes and want to lower your bill thats a whole new 2 year contract. T-mobile really shouldnt due that to its customers.
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Well to be honest they kinda have to keep that early termination fee, because basically if they don't what's to keep you from leaving after you only payed 149.99 for a 800 phone. Even if you still decide to leave you only end up paying about 350. 200 fee plus the 150 you put down. This is coming from a guy who really dislike tmobile I'm just with them because I almost don't pay anything on a 5 line account. Really there's not much difference between classic and value when it comes to buying a phone both tie you to a 2 year contract and early fee.
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Isn't this pretty much the same thing as their Value Plan they've had for some time now? I've been on that plan for a bit over a year now. For me, the plus side is that over the course of a two year period, I'll end up saving roughly $1200 for two lines compared to my previous plan with everything unlimited.
The downside is of course the unsubsidized pricing of all the phones...completely ineligible for any special promotions, as well. If T-Mobile keeps that same plan model, people may find themselves paying for multiple devices at a time if they run into mishaps (theft, damage, etc.). Even with insurance, you'll pay a pretty penny for a replacement but will still be responsible for paying off the original. This would be a big adjustment for a lot of people in many ways, not just financially.
It will be interesting to see how this plays out.
Edit: Chuck beat me to it LoL. I'm so not used to typing novel-length msgs on a mobile xD
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So how the phone insurance will work, will tmobile offer this option I doubt. I'm not referring manufacturer 1 year but long term one.
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dito33 said:
So how the phone insurance will work, will tmobile offer this option I doubt. I'm not referring manufacturer 1 year but long term one.
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Good question
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ddizzy81 said:
If they offer that. Then I'll be okay with that. But I'm not OK with paying 5-600 dollars for a phone...I got more important things to pay for lol. But then again on the bright side the bill per month is gonna drop sooo much
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LOL...pay now, pay later. do the math. if youre on a classic plan, you still pay full price for the phone, you just pay for it a little a time added onto your monthly bill. so, you are okay with paying 5-600 dollars for a phone...
dito33 said:
So how the phone insurance will work, will tmobile offer this option I doubt. I'm not referring manufacturer 1 year but long term one.
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Don't see why they would stop offering the extended insurance. If you're going to be paying for you're phone for 2 years you might as well have insurance that also extends the warranty for that long.
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LiquidGlow said:
The downside is of course the unsubsidized pricing of all the phones...completely ineligible for any special promotions, as well. If T-Mobile keeps that same plan model, people may find themselves paying for multiple devices at a time if they run into mishaps (theft, damage, etc.). Even with insurance, you'll pay a pretty penny for a replacement but will still be responsible for paying off the original. This would be a big adjustment for a lot of people in many ways, not just financially.
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Actually the promos DO apply. The last sale was a zero down sale, so you get your down payment back as a rebate. So instead of a $600 phone it's only $400. It's no different than a free phone with a higher monthly payment.
I haven't had a plan for years. If you look you can find a deal on craigslist sometimes ebay

GS4 @ $99 down + 10% off on bill

Wanted to share this T-Mobile flyer - GS4 @ $99 down + 10% off on bill + no activation fees. You have to call customer service to activate and mention association with Student rate.
thanks! i'll be using that promotion i was just now about to add a line to my account...
Tricksie said:
Wanted to share this T-Mobile flyer - GS4 @ $99 down + 10% off on bill + no activation fees. You have to call customer service to activate and mention association with Student rate.
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What do you mean by "mention association with Student rate"
can you explain it a little more? i got the galaxy s4 a day before the price dropped to 99$ can i still get this discount on my phone? like a 50$ card or something and the 10% off
Wish &^*%(% TMo would make up their mind.
Right after its release they told me that their days of discounting a phone with a contract or extension were gone forever when dealing directly with them, but for now, third party vendors were still being permitted to so. Got mine from Costco because of that.
Is this with contract, or is it the prepaid thing. I have been waiting for the S4 to become $100 with data plan. We use the data and I don't see myself canceling the contract so paying $100 for the phone with data seems like a better deal to me than paying $600 plus data for the phone. Does this also include activation fee and if so, can it be waived? How much is one paying with this deal.
+1
Sent from my SGH-M919 using Tapatalk 2
Just picked up a Galaxy S4 yesterday at T-Mobile. $99 down (plus tax on the full retail cost of the phone - $579 at the moment) brought me up to about $146 at the store and a promise of $20/month for 24 months. Is it just me or does it seem a lot more expensive to get a phone through T-Mobile these days?
crawler9 said:
Just picked up a Galaxy S4 yesterday at T-Mobile. $99 down (plus tax on the full retail cost of the phone - $579 at the moment) brought me up to about $146 at the store and a promise of $20/month for 24 months. Is it just me or does it seem a lot more expensive to get a phone through T-Mobile these days?
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Per my earlier post - yes. Go to 3rd party vendors. Walmart just advertised $199 with a $50 gift certificate . That would be new line or two year extension - no $20/month BS.
crawler9 said:
Just picked up a Galaxy S4 yesterday at T-Mobile. $99 down (plus tax on the full retail cost of the phone - $579 at the moment) brought me up to about $146 at the store and a promise of $20/month for 24 months. Is it just me or does it seem a lot more expensive to get a phone through T-Mobile these days?
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No. You're basically buying the phone outright, but for $99 down with the remaining 480 spread out over 2 years with no interest. If you were to buy the S4 outright at AT&T or Verizon, etc. then you'd have to pony up the total $579 right then and there.
Can't find any info on this, so anyone with personal experience: Can you take this deal if you're on the $30 pre-paid monthly plan? T-Mobile just posted a simaler offer on their Facebook page today....
did this expire?
Still think you are not getting it folks or I am missing something.
Why buy from TMo when you can get a much better deal elsewhere (unless you would not be eligible for the two year extension requirement and you don't want a new line)?
I was eligible but TMo would not deal - they even suggested I go elsewhere for the phone which I did. Then I sold my Note 2 (too big for my pocket - especially on my bike) for over twice what I paid for the S4..
aimfire72 said:
No. You're basically buying the phone outright, but for $99 down with the remaining 480 spread out over 2 years with no interest. If you were to buy the S4 outright at AT&T or Verizon, etc. then you'd have to pony up the total $579 right then and there.
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Yeah, but the way the plans were before, you could pay the up front cost of the phone, sign a 2 year contract, and either get the phone without much additional cost with the plans you intended to keep anyway, or pay a $200 ETF which in this case would put you completely out of contract with a Galaxy S4 for $299. With the way things are now, you pony up an extra $280 over the course of two years (or up front, or at any point in between up front and two years) to reach the same state you could have reached for $299 + tax + activation before.
crawler9 said:
Yeah, but the way the plans were before, you could pay the up front cost of the phone, sign a 2 year contract, and either get the phone without much additional cost with the plans you intended to keep anyway, or pay a $200 ETF which in this case would put you completely out of contract with a Galaxy S4 for $299. With the way things are now, you pony up an extra $280 over the course of two years (or up front, or at any point in between up front and two years) to reach the same state you could have reached for $299 + tax + activation before.
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Guys, its basically the same thing. The only difference I see is that before this change happened, if you knew you were going to be in a two years contract and it didn't matter to you, you could buy the phone for $199. Now you just have to buy it full price.
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statuzz said:
Guys, its basically the same thing. The only difference I see is that before this change happened, if you knew you were going to be in a two years contract and it didn't matter to you, you could buy the phone for $199. Now you just have to buy it full price.
Sent from my SGH-T889 using xda app-developers app
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You are basically right as to buying it from TMo. My point is don't - you could get if for $199 with 2 year extension but now this is down to $149 elsewhere.
TMo said they will be reining in the third party sellers soon so they can't do it anymore, so take advantage of it now.
You can find a lot more info on this deal here . Sry I didn't post that link before. this deal is with the no-contract plan (but not prepaid plan) .
Tricksie said:
You can find a lot more info on this deal here . Sry I didn't post that link before. this deal is with the no-contract plan (but not prepaid plan) .
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I have personally used this deal with the galaxy S4 - I signed up on the phone to confirm with a rep that discount was applied properly. I pay $54.00 for unlimited talk text and 2.5GB of data + $20 of monthly payment for the phone. I have one line on my plan. Hope this helps
T-Mobile paid off my old EIP and put the 99 plus taxes on my bill coming next month. Came out to 151 down on my bill next month. Free Express shipping, and also gave me 10 dollars off a month for 6 months on my bill.
Gotta love T-Mobile. Been with them 7 years.
That was from just talking to the right rep. No specific deal
It's all about talking to the right rep. Last time I called with a billing question, I ended up speaking with someone who didn't really know what was going on instead of trying to make my case I just hung up and called back and spoke with a super helpful rep after.

[Q] It it advisable?

Since Tmobile has discontinued selling devices at subsidized prices anymore, let's say, if one were to buy Note 3 from Wirefly or Staples for $299 with a new line on a classic plan (they are still allowing that), and cancel the service after 14 days and pay the ETF of $200 plus the activation $35 (which can be waived) and first month's service fees $80 (minimum), then the total comes to $579 or $614. Has anyone tried this? Will Tmobile blacklist imei once you cancel the contract?
Suhas
No reason to blacklist if u paid the money
Hmmmmm you sir might be on to something here
suhas2000 said:
Since Tmobile has discontinued selling devices at subsidized prices anymore, let's say, if one were to buy Note 3 from Wirefly or Staples for $299 with a new line on a classic plan (they are still allowing that), and cancel the service after 14 days and pay the ETF of $200 plus the activation $35 (which can be waived) and first month's service fees $80 (minimum), then the total comes to $579 or $614. Has anyone tried this? Will Tmobile blacklist imei once you cancel the contract?
Suhas
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Lol. You sure etc is $200 and not $350 or more?
sent from my sm-900t.
@rbiter said:
Lol. You sure etc is $200 and not $350 or more?
sent from my sm-900t.
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I just checked myself, you got me wondering. Looks like it is $200 Check this out:
https://t-mobile.jive-mobile.com/#jive-document?content=/api/core/v2/documents/2938
Sent from my SM-N900T using XDA Premium 4 mobile app
So, who's going to be the dare devil?
I think y'all are gonna be disappointed whoever tries. Carriers got themselves covered on this. Best thing is tmobile's monthly plan.
sent from my sm-900t.
I would do this myself but I'm out of the country on vacation. But someone should just call tmo and just ask that. But if you early term and pay etf they can't blacklist your phone. But there is still the thought if you do early terminate you may have to pay out the phone possibly. Idk.
A few years back when I worked for one of the major carriers, if you did not return the phone when you canceled within the grace period then you would have to pay the full price of the phone and if you didn't then they would send the bill to collections. This phone is awesome but not worth the harassment of debt collectors and getting your credit score screwed.
I know on amazon you had to keep the service for 6 months. If you didn't you had to return the phone or pay the full price.
Sent from my SM-N900T using xda app-developers app
I read up on all TM stipulations about 2 weeks before the note 3 came out. I'm not sure about buying the phone on amazon but if you buy it though TM, you are basically refinancing the phone. You're paying a little more each month (I think for me it's like 15 it varies depending on how much you put down), plus you get the jump program included in your insurence. Also if you cancel, you will have to pay off the remaining balance on the phone's "loan".
OP this is exactly how I got both my note 2. Tmo had just stopped the classic plan. Walmart still offered it though. I signed up then the very next day switched to a value plan, paid the 200 fee ( on one of them because I sweet talked the Rep and got the other waived) and was set. I got me and the wife note 2s for 600 bucks total (this is when they were still the hot phone)
Sent from my SGH-T889 using xda app-developers app
Thanks for that info!
Too late, both, Wirefly and Staples, have now taken down the classic plans and are showing the full price for Note 3 Oh well, you snooze, you definitely lose! I will wait for some time b4 the price comes down a little...

Call AT&T Retentions for Note 4 deal!!!

After giving my T-Mobile Note 4 to my brother for his birthday, I tried to see if I could get a deal from Ma Bell themselves. I was successfully. They price matched the T-Mobile variant at $749.46. I did AT&T next at 12 month of $41.30, and received a credit on my bill for $77. Its not the greatest deal, but hey its better than nothing, right? Not too mention I plan on trading the device in after 12 months, so I will only have paid $418.
Just thought I'd share. Give it a shot, you have nothing to loose.
MattMJB0188 said:
After giving my T-Mobile Note 4 to my brother for his birthday, I tried to see if I could get a deal from Ma Bell themselves. I was successfully. They price matched the T-Mobile variant at $749.46. I did AT&T next at 12 month of $41.30, and received a credit on my bill for $77. Its not the greatest deal, but hey its better than nothing, right? Not too mention I plan on trading the device in after 12 months, so I will only have paid $418.
Just thought I'd share. Give it a shot, you have nothing to loose.
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Click to collapse
Yep, I've gotten 3 free phones ($600), 4 contracts given an early upgrade by up to 6 months, and probably $1000 in bill discounts by calling them over the last 7 years being polite, nice, and just asking them if they can help with stuff. Not happy with the whole locked bootloader garbage but they've always hooked me up on that end. Just call and tell them what's up and ask them if they think this is possible because you like AT&T and at least want to give them a chance to keep a customer, unless you owe them money or have burned them in the past most of the time they'll do their best to give you what you want. Just be polite, funny, and nice is they key. I called once and talked to a lady from an Atlanta AT&T call center and we ended up talking about how amazing her fried chicken recipe was and how her kids/grand kids loved it and I got a free phone ($200 waved) and 5 months early on my upgrade. It's crazy but it works lol. Good luck
Clienterror said:
Yep, I've gotten 3 free phones ($600), 4 contracts given an early upgrade by up to 6 months, and probably $1000 in bill discounts by calling them over the last 7 years being polite, nice, and just asking them if they can help with stuff. Not happy with the whole locked bootloader garbage but they've always hooked me up on that end. Just call and tell them what's up and ask them if they think this is possible because you like AT&T and at least want to give them a chance to keep a customer, unless you owe them money or have burned them in the past most of the time they'll do their best to give you what you want. Just be polite, funny, and nice is they key. I called once and talked to a lady from an Atlanta AT&T call center and we ended up talking about how amazing her fried chicken recipe was and how her kids/grand kids loved it and I got a free phone ($200 waved) and 5 months early on my upgrade. It's crazy but it works lol. Good luck
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Exactly. I was very polite and thanked him. I mentioned how my bill has never been late and is always paid in full. I was actually quite lucky because they didn't have to do that.
While I'm all down for unlocked bootloaders and root, the truth is, I tinker with my phone too much then. Its gets tiring having to switch roms every week. So I think I'm just gonna do my own thing and call it a day. While I fully support those going to the T-Mobile route, I just found that too much of a hassle. That and very rude T-Mobile staff.
Not only have I had retention credit me to help out a bit. I had them upgrade my wifes line a year early and next day her a new 32gb white s4 before our honey moon last year for free.
I see Sprint has the Edge for $840 as opposed to ATT's whopping $945! Going to call Retentions later and see if they will price match. Thanks for the heads up OP.
Let us know if you were able to get one out of contract for less than full price! I tried 3 times already on phone and chat; retention was ready to let me cancel rather than give me anything to stay. I have always been extremely nice on the phone and usually get deals... but am not getting anything to lower the price of this phone.
bleuiko said:
Let us know if you were able to get one out of contract for less than full price! I tried 3 times already on phone and chat; retention was ready to let me cancel rather than give me anything to stay. I have always been extremely nice on the phone and usually get deals... but am not getting anything to lower the price of this phone.
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Click to collapse
Technically this one out of contract as it was on AT&T Next's program. Instead of paying $825.99, they gave it to me for $749.46 (T-Mobile's note 4 price).
MattMJB0188 said:
After giving my T-Mobile Note 4 to my brother for his birthday, I tried to see if I could get a deal from Ma Bell themselves. I was successfully. They price matched the T-Mobile variant at $749.46. I did AT&T next at 12 month of $41.30, and received a credit on my bill for $77. Its not the greatest deal, but hey its better than nothing, right? Not too mention I plan on trading the device in after 12 months, so I will only have paid $418.
Just thought I'd share. Give it a shot, you have nothing to loose.
Click to expand...
Click to collapse
Just called ATT and they gave me a $100 credit. Which is cool since the difference between the Sprint Note Edge and the ATT one is $105.00. So I guess that's the way they price match since they can't actually change the price of the phone?
Ghetto Geeksta said:
Just called ATT and they gave me a $100 credit. Which is cool since the difference between the Sprint Note Edge and the ATT one is $105.00. So I guess that's the way they price match since they can't actually change the price of the phone?
Click to expand...
Click to collapse
Are you also on the Next plan? I have found that CSR shut down as soon as I tell them I want to buy it outright and not on Next.
Ghetto Geeksta said:
Just called ATT and they gave me a $100 credit. Which is cool since the difference between the Sprint Note Edge and the ATT one is $105.00. So I guess that's the way they price match since they can't actually change the price of the phone?
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Click to collapse
Probably, either way you made out good with what you wanted one way or another ?
bleuiko said:
Are you also on the Next plan? I have found that CSR shut down as soon as I tell them I want to buy it outright and not on Next.
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Yes im on the Next plan, if you're buying it outright you should be able to find a good deal online. You may want to try back after you buy your phone.
Ghetto Geeksta said:
Yes im on the Next plan, if you're buying it outright you should be able to find a good deal online. You may want to try back after you buy your phone.
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Do you all know if you on Next plan and you payed off your phone and you want to get new device you have to trade phone you just payed off. Loose , loose on your end. Better is to buy phone some where else for lower price because on Next plan you will end up paying full price on phone and do not get phone. Info: http://www.att.com/shop/wireless/next.html#fbid=CUe4oUP4J4k
norbarb said:
Do you all know if you on Next plan and you payed off your phone and you want to get new device you have to trade phone you just payed off. Loose , loose on your end. Better is to buy phone some where else for lower price because on Next plan you will end up paying full price on phone and do not get phone. Info: http://www.att.com/shop/wireless/next.html#fbid=CUe4oUP4J4k
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Click to collapse
You only trade in your phone if you want a new phone at 12 months. If you keep it 20 (making payments) the phone is yours to do whatever with. Also with my $25 a line discount it only ends up being $19 a month for my note 4 so I end up paying $380 over 20 months to own it free and clear vs $750 buying it outright.
Clienterror said:
You only trade in your phone if you want a new phone at 12 months. If you keep it 20 (making payments) the phone is yours to do whatever with. Also with my $25 a line discount it only ends up being $19 a month for my note 4 so I end up paying $380 over 20 months to own it free and clear vs $750 buying it outright.
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Click to collapse
How did you ends up paying $19 a month ? if you choose 18 months Next plan payment you ends up paying $34.42 x 18 = $619 plus you need to trade your phone. $25 line discount is for access not for a phone. If you agree to 2-years contract you pay $15+$25(discount) =$40. I and my wife (accountant) calculate all options and best way is to get phone on some other side then on Next plan. You will ends up paying full price on phone whatever plan and phone you choose from At&t..
norbarb said:
How did you ends up paying $19 a month ? if you choose 18 months Next plan payment you ends up paying $34.42 x 18 = $619 plus you need to trade your phone. $25 line discount is for access not for a phone. If you agree to 2-years contract you pay $15+$25(discount) =$40. I and my wife (accountant) calculate all options and best way is to get phone on some other side then on Next plan. You will ends up paying full price on phone whatever plan and phone you choose from At&t..
Click to expand...
Click to collapse
I completely agree with you. Next is AT&T's way of charging you the same but making you feel better OR to get you to change phones all the time and give them the old phone back which they can sell for more. The best way is to get the phone out of contract and pay $15 a month under the "bring your own device" discount. My goal is to get the phone out of contract for less than the crazy $825.99 that AT&T is asking for.
Sample Calculation For All Options:
Note 4 out of contract ($825.99) + 2-yr of service with bring your own device discount ($15 x 24 mo) = $1185.99
Note 4 with Next 12 ($41.30 x 20 mo) + 2-yr of service with Next discount ($15 x 24 mo) = $1185.99
Note 4 with 2-yr contract ($299.99) + 2-yr of service with no discount ($40 x 24 mo) = $1259.99
Sample Calculation for Next 12 to make yourself feel better but not really:
Note 4 with Next 12 and service discount ($16.30 x 20 mo) + 2-yr of service with Next discount ($40 x 24 mo) = $1185.99
Let's also consider that you turn in your phone at 12 months like AT&T wants you to; you end up paying $495.60 out of pocket and end up with nothing. AT&T, on the other hand, has to pay for the rest of the bill for the device, which is $330.39. If they could sell the Note 4 in a year for more than $330.39, which of course they could, then they are making even more money of you. You may wish to argue that under the "make yourself feel better" option, you're only paying $16.30 a month so after one year you pay much less than $495.60; great deal, right? No, you just paid the rest under the service plan. AT&T will gladly take your money.
Not sure where your calculations came from but why are you adding the discount to the bill instead of subtracting. I pay 41.30 for next 12 on my note 4 but with my 25off discount i pay 16 a month for my phone. 16x12=192. After 12 months i would only need to pay 192 and then i can turn my phone in and get a new one with no penalties and if i keepy my phone i end up paying 320. The access discount is only appied when you are on the next plan or buy outright so it needs to be considered in your calculations because if you sign a contract your bill jumps +25. For 2 note 4s on next 12 plus 15gb family share with unlimited calling and text i only pay 180 a month. Just playing with the at&t cart i added 2 smartphones to the cart with 10gb share and on contract and the price is 180. I pay exactly what new customers pay but with the option to upgrade early.
Spawn026 said:
Not sure where your calculations came from but why are you adding the discount to the bill instead of subtracting. I pay 41.30 for next 12 on my note 4 but with my 25off discount i pay 16 a month for my phone. 16x12=192. After 12 months i would only need to pay 192 and then i can turn my phone in and get a new one with no penalties and if i keepy my phone i end up paying 320. The access discount is only appied when you are on the next plan or buy outright so it needs to be considered in your calculations because if you sign a contract your bill jumps +25. For 2 note 4s on next 12 plus 15gb family share with unlimited calling and text i only pay 180 a month. Just playing with the at&t cart i added 2 smartphones to the cart with 10gb share and on contract and the price is 180. I pay exactly what new customers pay but with the option to upgrade early.
Click to expand...
Click to collapse
Next plan is created for people like you.
Clienterror said:
You only trade in your phone if you want a new phone at 12 months. If you keep it 20 (making payments) the phone is yours to do whatever with. Also with my $25 a line discount it only ends up being $19 a month for my note 4 so I end up paying $380 over 20 months to own it free and clear vs $750 buying it outright.
Click to expand...
Click to collapse
Exactly. I plan on doing this.
Anyone else get a deal through retentions?
I did this, I was pissed the ATT version was more expensive than the Tmobile version. Called retentions and complained, they have me a $180 credit. I since sold the ATT version and got a Tmobile one anyway.
Spawn026 said:
Not sure where your calculations came from but why are you adding the discount to the bill instead of subtracting. I pay 41.30 for next 12 on my note 4 but with my 25off discount i pay 16 a month for my phone. 16x12=192. After 12 months i would only need to pay 192 and then i can turn my phone in and get a new one with no penalties and if i keepy my phone i end up paying 320. The access discount is only appied when you are on the next plan or buy outright so it needs to be considered in your calculations because if you sign a contract your bill jumps +25. For 2 note 4s on next 12 plus 15gb family share with unlimited calling and text i only pay 180 a month. Just playing with the at&t cart i added 2 smartphones to the cart with 10gb share and on contract and the price is 180. I pay exactly what new customers pay but with the option to upgrade early.
Click to expand...
Click to collapse
Let me clear your mind. The $25 discount is for your line which they normally charge you $40. With the discount you pay $15 instead of $40. Your $41.30 payment stay the same no change what so ever.

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