Question Anyone got issues with nfc connecting to banking card with Google Wallet? - OnePlus 11

It makes a connection, but after accepting terms from my bank nothing happens.

are you using the modded USNF? I seen this posted in another thread that fixes adding bank cards.

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[Q] Galaxy Nexus and SIM Toolkit?

Will Galaxy Nexus come with SIM Toolkit? On Galaxy S it was a huge problem that even Gingerbread update did not have SIM Toolkit. This however is a must-have application when using certain pre-paid cards, bank authentications or identification.
Does anyone know if it has it?
So no one knows? Don't people use SIM cards with added functionality?
SIM Toolkit is just another way of the carrier pushing pointless services my way e.g. horoscopes, weather etc all at a cost and not as good as apps you can get in the market. This is my experience in the UK anyway, perhaps its different elsewhere.
In The Netherlands Sim toolkit is obsolete. The services it was used for, are now offered by Google and others. Sim toolkit uses a lot of (internet)data however and that is one of the reasons why many SGS-owners rooted their device, so they could use Titanium Backup to get rid of the Sim toolkit.
chandlerweb said:
SIM Toolkit is just another way of the carrier pushing pointless services my way e.g. horoscopes, weather etc all at a cost and not as good as apps you can get in the market. This is my experience in the UK anyway, perhaps its different elsewhere.
Click to expand...
Click to collapse
Perhaps I should enlighten what SIM Toolkit is used for in certain parts of Europe, especially Finland and Estonia. In Finland your pre-paid cards have SIM Toolkit related services, such as checking for balance and data usage without additional costs.
But in Estonia SIM cards can be used effectively as an identification device. That is, your mobile phone can double as your identification that is usable country-wide. You can authorize bank transfers, even do all bank-related activities right through your phone without having to fiddle with websites. It can be used to sign digital documents and authorize yourself for e-voting (Estonia was the first country in the world to effectively introduce internet-based voting for local government). All this uses a special SIM-card for that exact purpose.
SIM Toolkit is very important for those reasons. Just because some carriers blatantly misuse it does not mean it isn't important.
kristovaher said:
Perhaps I should enlighten what SIM Toolkit is used for in certain parts of Europe, especially Finland and Estonia. In Finland your pre-paid cards have SIM Toolkit related services, such as checking for balance and data usage without additional costs.
But in Estonia SIM cards can be used effectively as an identification device. That is, your mobile phone can double as your identification that is usable country-wide. You can authorize bank transfers, even do all bank-related activities right through your phone without having to fiddle with websites. It can be used to sign digital documents and authorize yourself for e-voting (Estonia was the first country in the world to effectively introduce internet-based voting for local government). All this uses a special SIM-card for that exact purpose.
SIM Toolkit is very important for those reasons. Just because some carriers blatantly misuse it does not mean it isn't important.
Click to expand...
Click to collapse
I'd rather get rid of the SIM completely, unfortunately it only seems Apple is interested in it at the moment, in their own patent pending insanely closed method, and even that is just a hack.
Don't really see the SIM as an important component in the features you're talking about, and especially something like checking your datausage could easily be done using web API's, like Three has done here in Denmark.
It doesn't even have to cost data, though i'm not sure whether or not it does, they simply have to allow traffic to and from that server freely.
Sure I would love a SIM-free future, but I would also love ID card and password-free future and so on. In fact, I would love username-password free future.
But reality today is that SIM Toolkit is useful part of infrastructure in many countries, there were a lot of complaints about it being missing from Nexus S, as many use SIM Toolkit for bank services.
This is why I'm wondering if Galaxy Nexus still has SIM Toolkit. I simply would be unable to use these services otherwise. It's 2011, I should not have to use a desktop computer or mobile browser to do bank transfers and so on.
no there will not and there will never be a sim toolkit on a nexus device.
i actually dont know any country's that do use a simtoolkit.
cheking your data usage?
App
bank services.?
App
App
App
App.
no need for a sim toolkit.
and seeing as NFC might be the future.
there even is more reason why sim toolkit is useless.
its indeed 2011.
we shouldn't even be using a sim toolkit.
its a technology thats been laid to rest in allot of country's.
Of course bank services through an app. But app alone is not secure enough. Our bank services run through Android app, but authenticate as an extra layer of security through SIM toolkit so that even if your data is stolen, they cannot access your bank, unless they also clone your SIM.
kristovaher said:
Of course bank services through an app. But app alone is not secure enough. Our bank services run through Android app, but authenticate as an extra layer of security through SIM toolkit so that even if your data is stolen, they cannot access your bank, unless they also clone your SIM.
Click to expand...
Click to collapse
The SIM just stores your private key. The same effect can be achieved if the phone itself stores your private key. It makes no difference whether it's the SIM or the phone that's used to store the private key, as long as the private key is used in the key exchange to derive a shared key to encrypt the communications between your device and the bank, the same effect is achieved.
kristovaher said:
Of course bank services through an app. But app alone is not secure enough. Our bank services run through Android app, but authenticate as an extra layer of security through SIM toolkit so that even if your data is stolen, they cannot access your bank, unless they also clone your SIM.
Click to expand...
Click to collapse
i dont know about your bank,but i have to certify my card and pin trug some sort of special card reader.and than note that code onto my phone.and make a pin code to access my bank account.
there is no way anywhere in that process that anyone can steal that data. unless i give the pin away.
ghost010 said:
i dont know about your bank,but i have to certify my card and pin trug some sort of special card reader.and than note that code onto my phone.and make a pin code to access my bank account.
there is no way anywhere in that process that anyone can steal that data. unless i give the pin away.
Click to expand...
Click to collapse
Well, in Estonia we have implemented country wide ID Cards. That is, something what UK tried and failed to implement, it works here and is a great success. Our ID cards double as passports and in fact we do not need to carry passports when traveling within EU.
These same ID cards are part of a wider infrastructure. We can sign documents with these ID cards digitally (just as valid as a written signature, for example). These ID cards carry chips that are specially encrypted for that purpose and carry public and private keys for communicating with various online services. Other than digital document signatures (for any kind of document), we also use our ID card to vote on the internet without having to go to voting offices or log into various government services and view/edit private data related to our citizen status.
We can also use these ID cards to log-in to all banks in Estonia. It is more secure than private password codes that are on a separate sheet of paper and is more convenient to the end user. When authenticating it always asks for a separate PIN code, just like with any other card of that type. These ID card chips are nearly impossible to clone, just like SIM cards.
As a result there's an option for Estonians to also make their SIM card in their phone double as identification device. Our bank applications require this on phones, when logging in it sends encrypted information to the phone that can only be unencrypted with information from the SIM card. If successful, it allows you to log in and do bank transfers. This is far more secure than any regular password-sheet methods. It works through your network and has methods to protect from middle-man attacks as well.
However, that relies on SIM Toolkit and would not be possible without it. Also note that regular SIM cards cannot be upgraded to work like that. Government issues new type of SIM cards for that purpose.
kristovaher said:
Well, in Estonia we have implemented country wide ID Cards. That is, something what UK tried and failed to implement, it works here and is a great success. Our ID cards double as passports and in fact we do not need to carry passports when traveling within EU.
These same ID cards are part of a wider infrastructure. We can sign documents with these ID cards digitally (just as valid as a written signature, for example). These ID cards carry chips that are specially encrypted for that purpose and carry public and private keys for communicating with various online services. Other than digital document signatures (for any kind of document), we also use our ID card to vote on the internet without having to go to voting offices or log into various government services and view/edit private data related to our citizen status.
We can also use these ID cards to log-in to all banks in Estonia. It is more secure than private password codes that are on a separate sheet of paper and is more convenient to the end user. When authenticating it always asks for a separate PIN code, just like with any other card of that type. These ID card chips are nearly impossible to clone, just like SIM cards.
As a result there's an option for Estonians to also make their SIM card in their phone double as identification device. Our bank applications require this on phones, when logging in it sends encrypted information to the phone that can only be unencrypted with information from the SIM card. If successful, it allows you to log in and do bank transfers. This is far more secure than any regular password-sheet methods. It works through your network and has methods to protect from middle-man attacks as well.
However, that relies on SIM Toolkit and would not be possible without it. Also note that regular SIM cards cannot be upgraded to work like that. Government issues new type of SIM cards for that purpose.
Click to expand...
Click to collapse
I know what you mean. At least one bank over here implemented login using something called BankID on SIM which required new sim cards and SIM Toolkit. It used service SMS in the background though and was recently deprecated for a BankID app that starts up in the background and handles the encrypting and decrypting personally issued certs.
I agree that SIM Toolkit should be included regardless because it's very small and doesn't show up at all in the app drawer unless your SIM includes something that needs it. The layout and icon is very outdated though but you usually never have to interact directly with it like that. The messages it pops up look fine.
blunden said:
I know what you mean. At least one bank over here implemented login using something called BankID on SIM which required new sim cards and SIM Toolkit. It used service SMS in the background though and was recently deprecated for a BankID app that starts up in the background and handles the encrypting and decrypting personally issued certs.
I agree that SIM Toolkit should be included regardless because it's very small and doesn't show up at all in the app drawer unless your SIM includes something that needs it. The layout and icon is very outdated though but you usually never have to interact directly with it like that. The messages it pops up look fine.
Click to expand...
Click to collapse
Yeah, exactly.
My main point is that it's used in many countries and is especially relevant here in Estonia. Just because some mobile service companies misuse it is no grounds for removing it. It's like removing e-mail notifications just because you're unable to use spam lists.
I just wonder if Galaxy Nexus has it or not.
Take a look at *THIS* thread. I dont know if its of any value as I havent read through the thread but it seems to be something on how to put it on your phone and I very much doubt the Galaxy Nedxus will come with it preinstalled.
Mark.
we also have ID cards here. with an NFC chip(i can scan my ID card to my phone)
but we dont use that system. only for criminal identifying.
though there might be the solution.
instead of sim toolkit.
youd have to scan your ID card to log in(NFC)
and seeing as you do need your ID card everywhere(by law)
According to this it does have it, but that phone seems to have some other abnormalities from the thread here http://91.151.218.11/showthread.php?t=18331065&page=51
Picture:
https://lh3.googleusercontent.com/-...AAAAAAcI/WEg1ScqOFLo/s800/20111117_103746.jpg
kristovaher said:
According to this it does have it, but that phone seems to have some other abnormalities from the thread here http://91.151.218.11/showthread.php?t=18331065&page=51
Picture:
https://lh3.googleusercontent.com/-...AAAAAAcI/WEg1ScqOFLo/s800/20111117_103746.jpg
Click to expand...
Click to collapse
Seems to be a dev-build. Those usually include it.
Alright, Galaxy Nexus DOES have SIM Toolkit, I have the phone and it is listed under all Apps, but not in app drawer. Some of its functionality also seems to be working.
But does anyone know how to make it visible in app drawer? Not sure I need it for all things, but still.
Anyways, glad it is there!
I have a UK sim-free Galaxy Nexus and the SIM Tool Kit does appear in the app drawer for me with a Telstra SIM. It works from what I can see but I never really use it and all it provides is a mobile news service (pocket news from BigPond)
From my experience with my S2 also, the app only shows in the drawer when a SIM card is in the phone that actually has something to be used with the Tool Kit. When I used another SIM card once it didn't show up.

[Q] Adding Citi Card to Google Wallet

Has anyone been able to add their Citi MasterCard to Google Wallet lately? I've been trying since June 13th and it just times out. The card does get added to the Google online site. but not on the phone. I'm on the stock Sprint ROM and not rooted. The Google Prepaid card adds fine.
I originally added but then re-installed a rom and when I went to go re-add it I have been getting the same thing. They said its some sort of "out of sync" issue and I have a ticket open but never heard back.
I'd also had my citi card on the phone, but wiped Wallet to update to a newer version of Wallet. Now it just keeps timing out.
I called Citi and they cancelled the association with my phone, but it still just keeps timing out.
The Citi guy said there was a known issue with HTC EVO 4G LTE phones, but that there shouldn't be with mine.
Oh well, guess it's back to plastic until they sort it out.
Same here... Mine gets stuck in adding card. I have opened tickets. It seems to be a Wallet problem. Citi bank reset my account but still does not work. At least the prepaid works.
Ditto. I can add a prepaid card but when I try to add my Citi credit card it hangs every time (after several minutes) with the message "Error Adding Card". Citi says they have resolved Wallet problem with most phones, including the gnex, but they obviously don't know we're rooted. Many ROMs spoof different identification codes for various reasons, which could play a role. For example, the ROM I use shows device as "GT-I9300" and "toro" in the build prop. What do your build props show for device?
I was just now able to add my Citi card to the Wallet app on my HTC One X, so whatever server side issues they were having appear resolved , at least for the time being.
Sent from my HTC One X using Tapatalk 2
distortedloop said:
I was just now able to add my Citi card to the Wallet app on my HTC One X, so whatever server side issues they were having appear resolved , at least for the time being.
Sent from my HTC One X using Tapatalk 2
Click to expand...
Click to collapse
You rooted?
I just talked to Wallet support and they said being rooted is the likely reason we can't add a card. Here's the follow-up email Google sent:
"We strongly discourage gaining system-level "root" access to your phone if
you plan to use Google Wallet. We are unable to support devices with
unauthorized operating systems as the security layers of the device may be
limited.
If you have other questions, please reply to this email and I'll be happy
to help. Have a nice day!"
Yes, I am rooted, and using a custom rom.
I had the citi card on this phone with an older version of MoDaCo wallet hack, but lost it when I upgraded to last software hack. It took three days trying, but finally got it to take.
I also have Wallet on my GNex, but just with the prepaid. I don't recall which hack I got it on there with.
You might want to try the MoDaCo hack , it disables three different checks the app makes for root, device and carrier.
Sent from my HTC One X using Tapatalk 2
I am still unable to re-add my citicard. Added and worked fine in May under yakjuxw 4.0.2. But then flashed takju 4.0.4 and I haven't been able to add it back again since. Never been rooted. I had no idea that flashing the US version of software (or any rom) could blow out wallet until after it wouldn't work, I searched and found that the secure element may be blown. Called Citibank twice, sent google feedback twice, posted here in another thread. No help or feedback from anyone so far. I can't even tell if its a Citibank issue, google issue, or an issue caused on my phone because I flashed a new ROM without doing anything to google wallet first. It says verifying card, seems to go on to the next step but then gets stuck at adding card and says unable to add card, call Citibank. I'm not willing to try the prepaid card, for fear of losing any money I put on it. Its been about a month now like this, so I've pretty much lost all my initial trust in google wallet. Nice idea, but completely worthless.
distortedloop said:
Yes, I am rooted, and using a custom rom.
I had the citi card on this phone with an older version of MoDaCo wallet hack, but lost it when I upgraded to last software hack. It took three days trying, but finally got it to take.
I also have Wallet on my GNex, but just with the prepaid. I don't recall which hack I got it on there with.
You might want to try the MoDaCo hack , it disables three different checks the app makes for root, device and carrier.
Sent from my HTC One X using Tapatalk 2
Click to expand...
Click to collapse
Tried the MoDaCo hacked Wallet, no luck. I'm thinking all the recent "server issues" are related to Google tightening things up. If anyone really wants to use Wallet, might be best to return their phone to stock. Otherwise, just carry your credit card, it's not very heavy!
madAdam6LOVE said:
Tried the MoDaCo hacked Wallet, no luck. I'm thinking all the recent "server issues" are related to Google tightening things up. If anyone really wants to use Wallet, might be best to return their phone to stock. Otherwise, just carry your credit card, it's not very heavy!
Click to expand...
Click to collapse
LOL to just carry your card line.
There's so few places that I actually go to that have paypass that the Citi card on the pine is really just a novelty. Kind of a geek pleasure. Anyone with these high end phones that reads these forums is probably a cutting edge tech kind of person. We want this stuff to work just for fun.
If the server business is google cracking down, then why did it work for me this morning? I'm on same ROM, same root as when it wouldn't work.
I was going to switch roms today, but now I'm afraid it will break Wallet again.
I don't think Google wants to block anyone. They want people to use Wallet. The only blocks they put in place are to appease the telcos or the bank.
Sent from my HTC One X using Tapatalk 2
Google didn't think it through with Wallet. So many shortcomings.
Sent from my Galaxy Nexus using XDA
distortedloop said:
LOL to just carry your card line.
There's so few places that I actually go to that have paypass that the Citi card on the pine is really just a novelty. Kind of a geek pleasure. Anyone with these high end phones that reads these forums is probably a cutting edge tech kind of person. We want this stuff to work just for fun.
If the server business is google cracking down, then why did it work for me this morning? I'm on same ROM, same root as when it wouldn't work.
I was going to switch roms today, but now I'm afraid it will break Wallet again.
I don't think Google wants to block anyone. They want people to use Wallet. The only blocks they put in place are to appease the telcos or the bank.
Sent from my HTC One X using Tapatalk 2
Click to expand...
Click to collapse
You're right on with the cutting edge thing. I used to love to amaze sales clerks by paying with my phone. It was always the first time they ever saw that done.
I'm a bit of a crackflasher but until recently I was always able to reset wallet and then add my Citi credit card, probably did it 10 times. It stopped working with new ROMs at the same time Google was having issues with its server, which is why I'm thinking something's changed on Google's end when dealing with rooted phones and custom ROMs.
As I mentioned earlier, I'm wondering whether the ID info in the build.prop of custom ROMs is an issue. I know the ROM I'm using now identifies my Gnex as GT-I9300. I did try editing the build.prop to stock ID, and also tried the MoDaCo hack which supposedly bypasses such ID checks, to no avail.
Don't think I'm going to waste much more time on Wallet, but I'll keep an eye on this thread in hopes of a fix or hack.
There's certainly several things going on behind the scenes.
Don't forget that if your card is associated with Wallet already, trying to add it will fail. Try too many times and you get locked out for a day.
If a new ROM changes whatever that association indicator is, that cooks be the cause of the failure. Never hurts to call Citi and ask them to reset on their end.
I agree about retail clerks always never having seen pay with a phone before. I always get that "what the heck?" look. One clerk acted like I was pulling some kind of scam.
Sent from my HTC One X using Tapatalk 2
i posted about this issue a couple of months ago...not many people responded to that thread...i added my citi card successfully then reset the app to flash some stuff then when i tried to re-add it, it would give me an error message...i called citi a couple of times and they said they were going to reset it on their end
i tried it again a few weeks later and ever since then it just hangs on the adding card part...it doesnt error out...just hangs...i never got to try it at a store
Im rooted but just. My build is IMM76D.L700FD02. As for rooting what I understood was basically that was google pulling a CYA regarding the security issues with rooting, not that they were blocking the app.
distortedloop, do you get the notification about rooted devices not being supported when opening wallet?
ryan stewart said:
Im rooted but just. My build is IMM76D.L700FD02. As for rooting what I understood was basically that was google pulling a CYA regarding the security issues with rooting, not that they were blocking the app.
distortedloop, do you get the notification about rooted devices not being supported when opening wallet?
Click to expand...
Click to collapse
No, I don't get that warning, but I'm using MoDaCo's hacked Wallet app which disables the root, carrier, and device build checks.
Problem with wallet only with citi card?
It seems based on this thread, it really is only a problem with using the citi card with wallet.
I am using a rooted Nexus with custom rom and wallet works for me.
(Note: I have not changed roms since it has been working.)
redstar427 said:
It seems based on this thread, it really is only a problem with using the citi card with wallet.
I am using a rooted Nexus with custom rom and wallet works for me.
(Note: I have not changed roms since it has been working.)
Click to expand...
Click to collapse
Correct. Problem is adding Citi Card only. Wallet works fine. Prepaid cards add fine. Citi card fails to add after several minutes communicating with the server, returning the message "Error adding card". Initial verification of Citi account information is successful, the failure comes during "adding card to Google Wallet".
madAdam6LOVE said:
Correct. Problem is adding Citi Card only. Wallet works fine. Prepaid cards add fine. Citi card fails to add after several minutes communicating with the server, returning the message "Error adding card". Initial verification of Citi account information is successful, the failure comes during "adding card to Google Wallet".
Click to expand...
Click to collapse
Plus, the problem is just adding the Citi card to Wallet on the phone.
For me, the first attempt to put my Citi card on the phone failed, but the Citi card was added to my Google account online (also confusingly called Wallet now) and was available for selection in the Play Store.
Sent from my HTC One X using Tapatalk 2

NFC proper emulation on Samsung Galaxy Note5

Hello XDA community,
I'm looking forward to try and actually emulate my travel card. It's called a Rav Kav, and the location of it is Israel. From what I've seen you are required to edit the NFC configuration file to somehow maybe emulate a physical card. I tried an app that requires root. It unfortunately shows me a message "NFC configuration file is invalid". So I tried another app. This app might've worked, but I'm not sure because when I tried the scanner app it didn't white register. I'm still experimenting with the app it seemed to work in, but suspiciously it doesn't require root.
I thought of a couple things and I thought maybe entirely flashing a new rom would work? I honestly don't know. And also I'm not planning on using Samsung Pay or Google Pay anytime soon as these two don't support any israelian banks, so what's the point.
Any solutions?
Bump. Wow really old post, but any answers?

Google pay works on AL00

So I set up Google pay on my Chinese AL00 (I'm in the UK) and I was able to add my credit card to it, but, not my bank card. I tested at Starbucks on my commute today and it worked fine. Now I just need to finalize a way of getting my bank card on there as well.
I thought I would create this thread as I've seen a lot of people saying it won't work.
One strange thing, every time I pay for something it says mobile data for Google pay is disabled enable? And I click enable... Still it's working
Please share how did you add your card. Mine always ask me to contact bank no matter how many different card I tried

Question GPay Contactless Paymnet--- Anyone having trouble adding a card

Tried to add my debit card that was working fine on my Pixel 5 and it ends up saying "Contacting your bank>>Card Couldnt be added"
Also tried linking my Paypal to contactless payments which it said same thing and try back later.
jdfrye said:
Tried to add my debit card that was working fine on my Pixel 5 and it ends up saying "Contacting your bank>>Card Couldnt be added"
Also tried linking my Paypal to contactless payments which it said same thing and try back later.
Click to expand...
Click to collapse
Yeah, some bank debit cards don't support GPay and often PayPal doesn't as well.
Banks need to enable that feature on their cards and PayPal, I'm not sure if you can call them, have them enable it for your account.
OK this weirdly started happening to me after flashing the .36 update. I had 3 cards added from 3 different banks previously - after clearing out GPay, it only let me add one card, telling me the other 2 banks aren't setup to do GPay (which I know isn't correct).
Not sure if this is an outage thing, a .36 thing, or the way in which I updated the phone thing...
Checking in with my bank, apparently there's some issue with Visa cards at the moment - have you got a Visa card? Both of my two cards which aren't working (from two different banks) are Visa, so that much checks out at least
Try contacting your bank. It's all about them. It's just security check. It happens once in a while.
I had a similar issue when setting up my P6 Pro, it offered to enable GPay with my card (whilst initial setup), but then after authorization it gave me an error. Problem was that my creditcard company wanted a SMS verification and only the GPay App (and not the setup tool) supports that, so I had to manually re-add it later in the GPay App.
I have the same issue, can't add my starling card keeps saying contact my bank fs, gpay accepts starling but still can't do it
Olorin92 said:
Checking in with my bank, apparently there's some issue with Visa cards at the moment - have you got a Visa card? Both of my two cards which aren't working (from two different banks) are Visa, so that much checks out at least
Click to expand...
Click to collapse
No I have a MasterCard. And it's the one that I use for Google subscriptions so I can't delete it. I'll call the bank today and see if it's a security issue.
marriusf81 said:
Try contacting your bank. It's all about them. It's just security check. It happens once in a while.
Click to expand...
Click to collapse
Yeah this is a given. I'll be contacting today
just today PayPal was able to be added. Really was tired of contacting my bank anyway, everytime i reset my phone. Adding paypal seams so much easier
No issue getting my visa activated, but it's been previously activated on my previous phone for 5 years or so.
I had the same problem recently but my phone (4a5g) had an unlocked bootloader. When I read locked it it worked normally. The bootloader was unlocked because I was participating in the Pixel 4a 5G beta. It's working fine on my 6 pro.

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