[Q] Best insurance? - EVO 4G Q&A, Help & Troubleshooting

What is the best insurance for the HTC Evo? I bought mine from Best Buy Mobile.

casual864 said:
What is the best insurance for the HTC Evo? I bought mine from Best Buy Mobile.
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Well I don't know about Best Buy Mobile insurance? I too purchased my EVO 4G from Best Buy (they were the only folks who even HAD an EVO..and it's the white one of course). Anyway...I pay sprint 7.00/mo for insurance. As I have read, if I run my phone over with a car, drop it and kill the screen, or drown it..whatever. I'm covered for a new phone less the 100.00 deductible twice per year. I figure 7.00/ month=84.00/year plus 100.00 deductible=184.00 vs 500.00 or more to replace is money well spent.
THAT said..I wonder how Sprint (who currently does NOT sell the white EVO) would deal with replacement. My guess is that they would send me a re-furb black one..don't really care either way.
What does the best buy cost you? (they never even attempted to sell me on my EVO)
Edit: Oh..and since I've rooted, (I only did so for full Nand backup and free wi-fi tether..good bye Time Warner rapists!) I realize that Sprint and or BB can "see" this..and void my warranty. Since this is the case, I have done the following: copied my sd card to my pc, use titanium backup pro, rom manager pro, AND Mybackup Pro..I'm good to go if something goes "south". Root your phone=full protection.
-SKB
rooted 2.2

I have Best Buy's Black Tie Protection insurance on my phones, and it can be nice at times. Main thing that it's missing from Asurion is theft/loss protection. It only covers damaged/destroyed devices.
It runs $10 a month, but there is zero deductable, downside is that it can take 2-3 weeks to get ur replacement. Or longer if ur waiting for them to get Evo's in.
I was fortunate in that I never even had to buy an Evo in the first place. I had purchased my Hero from BB and had their insurance. I had broken a couple of them and got replacements. Well, on the third one they told me that they would no longer be selling Hero's and I would have to pick a different phone, any Sprint phone with a retail price of $600 or less. And bam, got my Evo for free with no new contract, I win.
Side note, they don't care one bit if ur rooted. Feel free to talk about it with the reps there. Chances are, if ur rooted, you know more about phones then the people that work there anyway. The manufacturer warranty has zero to do with BB's Black Tie, they don't care what you did to ur phone. One of mine was run over, one was dropped with a broken screen, and the third was dumped in the toilet by my 2 year old. They never hesitated in getting me new phones.

Related

So are you keeping your EVO or thinking about the new Droid?

Before I get blasted on this I am not trying to compare which phone is better etc only that I have some concerns with the build quality of the EVO and the 30fps issue..
I don't really have any of the issues others have reported but that doesn't mean I wont down the line and I am stuck with the phone for 2 years.
My 30 days is up July 4 or so and even though I love the EVO I think is safe to say there are some legitimate concerns on build quality reading the forums with screen lift issues and other things.
I'm just curious what other EVO users are thinking. I'm starting to question HTC and some of the things they do.
MrDSL said:
Before I get blasted on this I am not trying to compare which phone is better etc only that I have some concerns with the build quality of the EVO and the 30fps issue..
I don't really have any of the issues others have reported but that doesn't mean I wont down the line and I am stuck with the phone for 2 years.
My 30 days is up July 4 or so and even though I love the EVO I think is safe to say there are some legitimate concerns on build quality reading the forums with screen lift issues and other things.
I'm just curious what other EVO users are thinking. I'm starting to question HTC and some of the things they do.
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I've been calling Best Buy since Monday to replace mine, but they are sold out, my 30 days is up July 5 but the way i see it, i won't be able to replace it. I love my EVO, the only concern i have is with the screen thing.
you know you have a 1 year warranty on the device. and how warranty exchanges go on phones is if the sprint store (like one I work at) is an advanced exchange/service and repair store. we will exchange it out for you by ordering a device. if we have one to exchange we will. just all replacement devices after 30 days arent new from htc. they are rebuilt phones.
most people think rebuilt phones mean pre owned. how it works more and more often especially with new phones such as hero/pre/evo/ bb 8530 they are all new. They are built at a sprint warehouse with ALL completely brand new parts out of the bag. The only thing thats reused if anything at all is the radio antenna because thats the most expensive part.
I'm keeping my EVO because I'm a Sprint customer. I've had zero problems with it, and I have an upgrade due in October, so if something amazing comes out next year then I can get one on the cheap.
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Sent from my HTC EVO 4G using Tapatalk Pro.
and as for me, im keeping my evo,
1. i work for sprint
2. i got it for free
3. best phone ive ever used.
I'm keeping mine. I have a full coverage squaretrade warranty that I got for 2 years for $60. I'm not worried about any of these issues since I know they can be taken care of regardless, at any time.
Squaretrade warranties are killer - If they can't replace the phone at the time they pay you the full unsubsidized cost. I've used them plenty of times.. they even fixed my laundry washer I got covered w/ them!
EDIT: Also if you wanted to get squaretrade you have until a month from purchase. Since I am I preview customer I got 30% off. If you are new to them use code TWTYOFF and get 20% off.
rutter9 said:
I'm keeping mine. I have a full coverage squaretrade warranty that I got for 2 years for $60. I'm not worried about any of these issues since I know they can be taken care of regardless, at any time.
Squaretrade warranties are killer - If they can't replace the phone at the time they pay you the full unsubsidized cost. I've used them plenty of times.. they even fixed my laundry washer I got covered w/ them!
EDIT: Also if you wanted to get squaretrade you have until a month from purchase. Since I am I preview customer I got 30% off. If you are new to them use code TWTYOFF and get 20% off.
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I bought a warranty with Radioshack, it covers everything for 2 years and costs only 100$, only thing it doesn't cover is abuse or accidental, but thats why we buy insurance. No refurbs for me.
Squaretrade covers accidental. Store warranties are often bloated in cost.
samrozzi said:
you know you have a 1 year warranty on the device. and how warranty exchanges go on phones is if the sprint store (like one I work at) is an advanced exchange/service and repair store. we will exchange it out for you by ordering a device. if we have one to exchange we will. just all replacement devices after 30 days arent new from htc. they are rebuilt phones.
most people think rebuilt phones mean pre owned. how it works more and more often especially with new phones such as hero/pre/evo/ bb 8530 they are all new. They are built at a sprint warehouse with ALL completely brand new parts out of the bag. The only thing thats reused if anything at all is the radio antenna because thats the most expensive part.
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but do i need to but the sprint insurance for use that warranty?
I'll be keeping mine, I'm pretty sure. The new Droid X looks awesome but I'm sure the developer community will be able to solve all the software issues with the EVO (30fps and screen lag) and all it really requires is a firmware update from HTC if they decided to fix it first hand. I'm not having any major hardware issues and if I ever do, I have insurance with Sprint and I'll just get them to exchange it. By that time, there will be new batches that probably are much better quality.
Even with all the negative press and angry posts about this phone, I really still love it. It's the best phone I've ever used and honestly after using an iphone for quite a while, the iphone has got nothing on this thing. iPhone 4 seems good but the EVO and iPhone have trade-offs in the pros and cons. The EVO just suits me better.
I'm happy for Verizon customers though! The new Droids look awesome (the design looks way better too) and it really looks like VZ and Moto are going in with the Droid branding this time around, especially with the new Motoblur skin. I'll definitely be in a Verizon store playing with them at least.
TheBiles said:
I'm keeping my EVO because I'm a Sprint customer. I've had zero problems with it, and I have an upgrade due in October, so if something amazing comes out next year then I can get one on the cheap.
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Sent from my HTC EVO 4G using Tapatalk Pro.
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here here I bought this off contract, so in Oct i have an upgrade.....but I think I might just stick to buying phones without contract. MIght help out when on month to month after my girl gets an phone that needs the 10 dollars charge I might be able to get a discount off my bill due im paying for unlimited data three times
I'm on the fence. My contract with Verizon just ended, and I was gonna pick up an Evo today (BB, RS & Sprint stores around here have been sold out of them, but Sprint store is supposed to be getting a new shipment in today) but with all the issues I keep hearing about, it's really making me think twice. Obviously any new device is probably going to have issues but I don't know if it's worth jumping ship from VZW just yet.
The thing that's making me still seriously consider the Evo is all the awesome work being done by the developers on here ...
residentgiant said:
I'm on the fence. My contract with Verizon just ended, and I was gonna pick up an Evo today (BB, RS & Sprint stores around here have been sold out of them, but Sprint store is supposed to be getting a new shipment in today) but with all the issues I keep hearing about, it's really making me think twice. Obviously any new device is probably going to have issues but I don't know if it's worth jumping ship from VZW just yet.
The thing that's making me still seriously consider the Evo is all the awesome work being done by the developers on here ...
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Sprint costs almost half as much as Verizon for my needs.
akarol said:
Sprint costs almost half as much as Verizon for my needs.
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Which plan are you on? Do you have to pay extra for roaming? I'm in NYC. My roommate has Sprint and says his phone is contantly hopping on Verizon's network... He was on the $70 everything plan but ended up paying almost twice that because of all the roaming.
residentgiant said:
Which plan are you on? Do you have to pay extra for roaming? I'm in NYC. My roommate has Sprint and says his phone is contantly hopping on Verizon's network... He was on the $70 everything plan but ended up paying almost twice that because of all the roaming.
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Roaming is free and you can also just use that Verizon Hack
at mikevillarroel
no. all phones you buy come with a 1 year warranty. that just doesnt cover accidental, physical, liquid, theft loss etc...
mainly manufacturers defects.
samrozzi said:
most people think rebuilt phones mean pre owned. how it works more and more often especially with new phones such as hero/pre/evo/ bb 8530 they are all new. They are built at a sprint warehouse with ALL completely brand new parts out of the bag. The only thing thats reused if anything at all is the radio antenna because thats the most expensive part.
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This. Oftentimes, from my experience, a phone isn't "refurbished" because it's been defective or damaged in the past, but rather because someone changed their minds after it was activated, before leaving the store. I'm not sure how it works at Sprint Corp stores, but at Radioshack, if the phone's been on someone's account at all, even without being programmed, we have to send it back to get the ESN cleared, and because of that, it's considered refurbished. Ruins the value completely, all because someone couldn't make up their minds.
rutter9 said:
I'm keeping mine. I have a full coverage squaretrade warranty that I got for 2 years for $60. I'm not worried about any of these issues since I know they can be taken care of regardless, at any time.
Squaretrade warranties are killer - If they can't replace the phone at the time they pay you the full unsubsidized cost. I've used them plenty of times.. they even fixed my laundry washer I got covered w/ them!
EDIT: Also if you wanted to get squaretrade you have until a month from purchase. Since I am I preview customer I got 30% off. If you are new to them use code TWTYOFF and get 20% off.
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The squaretrade warranty that is 60 bucks, only has 199$ of coverage, which means that they wouldnt cover the whole cost, correct? you could have to get the 599$ plan.
samrozzi said:
at mikevillarroel
no. all phones you buy come with a 1 year warranty. that just doesnt cover accidental, physical, liquid, theft loss etc...
mainly manufacturers defects.
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Thanks, i just call Best buy again and no luck, i will keep trying, in the mean time (wile writing this) i just got the Seidio Innocase Active Limited Edition i bought in Amazon.com, really nice by the way!!!
yeah i got the active case aswell. LOVE IT.
and well the only time we dont send the phones back is when a customers buys the phone, its on their account and has never once been used. not even opened and we will clear the ESN. otherwise. we send them back. etc.

What's the ETA for Asurion replacement claims right now?

I accidentally dropped my phone on concrete floor and shattered the screen My claim has been approved yesterday morning, but hasn't shipped yet. I'm wondering if anyone here knows how long am I gonna have to wait to get my replacement? They said up to five days, but I just figured i would ask people here who have already gotten their phones replaced.
They were extremely fast when I had to make a claim. Unfortunately that was the only thing they did good, I got stuck with the phone they sent me even though it was garbage and had a busted speaker.
I have best buy's warranty now since there is no deductible and you can make more than one claim, I havent had to use it though so I dont know if they are easy to work with.
xHausx said:
They were extremely fast when I had to make a claim. Unfortunately that was the only thing they did good, I got stuck with the phone they sent me even though it was garbage and had a busted speaker.
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When was that, exactly? Also, you should call them up and demand a new phone. That's unacceptable and they will replace your phone, no questions asked.
wait a minute even after paying deductible u still get a used or a refurbished EVO?
zeuzinn said:
When was that, exactly? Also, you should call them up and demand a new phone. That's unacceptable and they will replace your phone, no questions asked.
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It was around December last year, it was for my old HTC Touch. I had just quit smoking at the time and had to leave the sprint store before I got arrested, I was seriously about to back hand the girl who told me "it wasnt that bad."
I have been compensated by sprint in other ways so I havent left them yet but I just noticed on my new bill they are charging me fees and taxes for Arizona + the state I actually live in. And I have never lived in or even been anywhere near Arizona. So yeah, they are trying my patients.
I've had the same phone number for almost ten years now, great way to treat your loyal customers huh
GHOST99K said:
wait a minute even after paying deductible u still get a used or a refurbished EVO?
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part of your contract.
asurion is a major insurance provider, almost every carrier. and you are supplied with refurbished replacements as necessary.
Just made a claim for my EVO yesterday. It seems to me that they're too new to be replaced by refurbished models. A couple friends who work at separate Sprint stores seem to think the same thing, but have yet to see any EVO's replaced yet. We will see and I will update when it comes in.
I made a claim Saturday, and it arrived yesterday (Wednesday). Once it was processed, it was overnighted....and get this.....BRAND NEW!
I made a claim on Tuesday (7/27), it was approved on 7/28 & the CC information was taken then as well. I have no idea when my replacement will come but I will also update when I get it.
My current shattered evo still works & I am trying to consider the cracks in the screen a live wallpaper, but thats not really working.
despite what the best buy sales reps might tell you, their insurance gives out refurbs as well. personally i really like refurbs, since your less likely to have problems since the item has now been double/triple checked. my experience with refurbs has been excellent, YMMV. best buy salesman told me sprint insurance deduct is 150 (lie) and you can only make 1 claim a year (lie) and best buy gives you a new phone, not refurb (lie again). i actually have both insurances on my account right now, not sure why. if i break it maybe i can get 2 new (refurb) phones
Journeyjeans said:
I made a claim Saturday, and it arrived yesterday (Wednesday). Once it was processed, it was overnighted....and get this.....BRAND NEW!
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how would you even know if it was brand new or a refurb? refurbs look new.
xHausx said:
So yeah, they are trying my patients.
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you're a doctor?
OneStepAhead said:
despite what the best buy sales reps might tell you, their insurance gives out refurbs as well. personally i really like refurbs, since your less likely to have problems since the item has now been double/triple checked. my experience with refurbs has been excellent, YMMV. best buy salesman told me sprint insurance deduct is 150 (lie) and you can only make 1 claim a year (lie) and best buy gives you a new phone, not refurb (lie again). i actually have both insurances on my account right now, not sure why. if i break it maybe i can get 2 new (refurb) phones
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Why would you want to pay for both insurances?
I learned the hard way about BB insurance - Dork Squad protection only covers manufacturer defects, normal wear & tear, and does NOT cover lost, stolen, physical or water-damaged phones. Nor do they repair your phone on-site in their store (unlike some Sprint stores) - rather, they send it out to a repair center to get it fixed, with a $150 deposit for a p.o.s. loaner phone while it's out for repair, and they will ONLY replace it with a new phone if they deem your phone unrepairable at the repair center. Funnily enough, it took the dork at the Dork Squad counter longer to fill out a repair claim form than it ever did for me to fill out a claim online at Asurion.
Considering BB charges $10/mo for their insurance (which is already covered by Sprint, or whatever phone company, as well as the manufacturer) and a $150 loaner deposit, whereas Asurion charges $7/mo with a $100 deductible for a refurbed phone (although I think Evo's are new, since my replacement was hehe), I wouldn't waste my money on BB's insurance again. I'm still fighting with them to replace a laptop they've fixed 3 times within a year under their dork protection's 'lemon' clause, and they continue to insist my screen was replaced 3 times for different reasons each time...but that's another story lol.
oh, and the ETA for my replacement Evo was about 5 days (claimed on a Friday night, got it on a Wednesday).
OneStepAhead said:
how would you even know if it was brand new or a refurb? refurbs look new.
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The phone is coded as such. ##786# will tell you refurb status and date. If its new it will say " <Not Available> " under both of those.
SteelH said:
The phone is coded as such. ##786# will tell you refurb status and date. If its new it will say " <Not Available> " under both of those.
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Thanks. I thought my replacement was refurb as the store manager was claiming as such. I had to file a Sprint warranty repair since my USB port snapped off the board from normal use.
Loving my replacement. No light leakage + Epson + 003

[Q] For those who got replacement EVO's

If you have recently received a replacement EVO, did you get a NEW or Refurb'ed phone?
Did they send you one or did you get it at a Service Center?
TIA
Sprint replaced my Evo back in August with a refurb through advance exchange. However, refurb was just as shiny and nice as a new one. I do not have a Sprint corporate store anywhere near me so all of this was done in the 3rd party repair center who then pushed me off to customer service and then it took 4 days of argueing to get them to replace my phone. The screen was falling off it.
I filed a claim through Asurion and they sent me a brand new phone next day.
Thanks for the replies, keep them coming.
I want to know what Sprint is handing out as replacements for defective phones.
So far what I've seen is if you get a replacement at a store you get a refurb'ed phone. According to Sprint a refurb has a new outer case and the guts have been repaired.
I've had problems with all the EVO's Sprint has sent me when I am Roaming (we have a second home in the mountains), in that the phone gets 5 or 6 bars of antenna strength, but it won't make calls or get data service. Looks as if it is trying to connect to a tower that is not provisioned for Sprint use. My Blackberry and my wife's Hero only show 1 bar of antenna strength, and they both get phone and data services. I hate having a premium data service that doesn't work, Sprint says they will replace the phone again, I just don't want a refurb'ed phone, dunno why, I just don't. And I don't think a new phone would be any better.
ive gone through warranty hell with Sprint and am on my 3rd replacement in 3 weeks. All have been refurbs, however they said if I have problems with this one they will replace it with a new one.
However I had to discuss this with the manager.
Due to the popularity of the Evo, I doubt getting a "New In Box" replacement from Sprint will ever happen. If you are willing to shell out $100 and you have the phone replacement insurance, you can file a claim through Asurion and you will get a New In Box replacement within a couple days. I have had to do it twice now (yes I am clumsy and my kids don't help my cause ) and both times I got a brand new phone within 2 business days of filing a claim.
They will give you Refurbished Phones, ive gone thru 3 different Refurbished before they gave me a BRAND NEW ONE
First Refurb - Bad Antenna
Second Refurb - Bad Volume Keys
Third Refurb - Wouldn't Charge
4th Phone brand New - WORKS PERFECT
I just got a replacement but its so nice and shiny i don't care, everything works thats all i care about.
I got my replacement a day after I filed the claim, it was a refurb, but badly refurbished. Looked like glue had leaked out the side, volume button felt funny, so I called assurion or whatever it is, and they over nighted me a brand new EVO. Unexpectedly it was they're suggestion I didn't even have the chance to yell at them to send me a NEW one. Pretty impressed.
Now I see you are talking about getting one from a sprint store, I had to do that when my charging port went bad, that was a refurb, but looked and acted as brand new. Sorry for the confusion.
I
was issued a Refurb in great condition
I got a new one through the service center after waiting 3 days for it to come in.
Had a dead pixel after 20 days. They replaced with a brand new Evo, no questions asked. The store manager said they are replacing with new units, not refurbs, as of 2 weeks ago.
I'm a bit confused by what i am reading here. Does everyone get charged $100 regardless if you get a refurb or new unit if you are paying the $7 for the insurance? It sounds like some of you got new units without having to pay a deductible.
I'm not sure it would be worth it for me to keep paying for the insurance if there is a $100 deductible. I can pick up a used phone for around $350 on ebay now. Assuming the price drops in a few months, maybe i'll be able to get one for $250. Not sure it's worth paying $7 a month plus $100 to get a used phone. After a year, it would have cost me $184 which is not bad but after 2 years it'll be $268 which definitely doesn't seem worth it at that point. not to mention I've already been paying the insurance fee for the last 2 years or so and never needed to make use of it.
Some are filing an insurance claim = $100 deductible. I'm asking about what you get under a warranty claim. No charge for that.
Jim M said:
Some are filing an insurance claim = $100 deductible. I'm asking about what you get under a warranty claim. No charge for that.
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oh - ok - my mistake, sorry about that. i thought this was all about the insurance.
How long is the warranty anyhow?
merkk said:
oh - ok - my mistake, sorry about that. i thought this was all about the insurance.
How long is the warranty anyhow?
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1 year from HTC. But Sprint will replace the phone for most hardware problems.
Jim M said:
1 year from HTC. But Sprint will replace the phone for most hardware problems.
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Hmm, maybe i'll cancel the insurance then just for the next year. I guess i'll have to contact htc though since i bought the phone used off ebay so i'm not sure how that effects the warranty.
thanks
merkk said:
Hmm, maybe i'll cancel the insurance then just for the next year. I guess i'll have to contact htc though since i bought the phone used off ebay so i'm not sure how that effects the warranty.
thanks
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I'd say keep the insurance, it covers normal use, loss and damage.
Do not drop your insurance on a phone you bought off Ebay,......NEVER..having it is what saved me. I did not have to pay 100 though.
00_MACKIE_00 said:
Do not drop your insurance on a phone you bought off Ebay,......NEVER..having it is what saved me. I did not have to pay 100 though.
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Well the phone is pretty much in perfect working order. There's one small defect on the top corner of the phone (which the seller mentioned) that doesn't seem to have any impact on the functions of the phone.
If there were no deductible, i'd keep the insurance. but a $100 deductible doesn't really seem worth it. What I've already paid over the last 2-3 years plus the $100 deductible is more then what it would cost me to buy a new phone. And that'a assuming i'd even get a new phone and not a refurbished one. I didn't realize there was a $100 deductible until someone mentioned it earlier in this thread. Which is my own fault for not reading the fine print.

Question about insurance options. Need help finding what is right for our family.

Hello! Long time Android owner and XDA member but new to ATT.
Coming over from 12 years of Sprint. The past few years have been ROUGH. They blew up with new devices and then didn't have the network to back it. The data, simply didn't work.
Can't believe how much faster ATT is even on HSPA+.
OK so we bought four S3's at the Best Buy durning there Black Friday craptasic sale. The guy working at BB scammed the Black Tie Best Buy insurance policy on us. I say that because he did NOT inform us that is does not cover lost, stolen or water damaged phones.
WE NEED THIS. Two of these phones are going to teenagers and I can't find my keys 90% of the time so hell, I'm forgetful about leaving stuff places too.
My wife wants to keep the Best Buy insurance I think because she tends to break screens more then anything and not paying $200.00 dollars is appealing to her. I've never broken a screen other then one time I whipped my HTC EVO into a wall because it sucked but I've lost phones. Then my son took a damn shower with his Verizon phone one time because he was texting his gf, seriously.... My daughter lost hers in a lake... Yes IN A LAKE.
Point being we need something that covers everything but that BB insurance is appealing but we don't want to pay $10.00 to each company per line.
What would be the suggested options here? I wish there was a combination of the two.
kdoggy said:
Hello! Long time Android owner and XDA member but new to ATT.
Coming over from 12 years of Sprint. The past few years have been ROUGH. They blew up with new devices and then didn't have the network to back it. The data, simply didn't work.
Can't believe how much faster ATT is even on HSPA+.
OK so we bought four S3's at the Best Buy durning there Black Friday craptasic sale. The guy working at BB scammed the Black Tie Best Buy insurance policy on us. I say that because he did NOT inform us that is does not cover lost, stolen or water damaged phones.
WE NEED THIS. Two of these phones are going to teenagers and I can't find my keys 90% of the time so hell, I'm forgetful about leaving stuff places too.
My wife wants to keep the Best Buy insurance I think because she tends to break screens more then anything and not paying $200.00 dollars is appealing to her. I've never broken a screen other then one time I whipped my HTC EVO into a wall because it sucked but I've lost phones. Then my son took a damn shower with his Verizon phone one time because he was texting his gf, seriously.... My daughter lost hers in a lake... Yes IN A LAKE.
Point being we need something that covers everything but that BB insurance is appealing but we don't want to pay $10.00 to each company per line.
What would be the suggested options here? I wish there was a combination of the two.
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Click to collapse
Invest in Otterbox Defender cases for the teenagers. They come in a variety of colors. This will protect against most damages.
BB Strikes Again.
kdoggy said:
Hello! Long time Android owner and XDA member but new to ATT.
Coming over from 12 years of Sprint. The past few years have been ROUGH. They blew up with new devices and then didn't have the network to back it. The data, simply didn't work.
Can't believe how much faster ATT is even on HSPA+.
OK so we bought four S3's at the Best Buy durning there Black Friday craptasic sale. The guy working at BB scammed the Black Tie Best Buy insurance policy on us. I say that because he did NOT inform us that is does not cover lost, stolen or water damaged phones.
WE NEED THIS. Two of these phones are going to teenagers and I can't find my keys 90% of the time so hell, I'm forgetful about leaving stuff places too.
My wife wants to keep the Best Buy insurance I think because she tends to break screens more then anything and not paying $200.00 dollars is appealing to her. I've never broken a screen other then one time I whipped my HTC EVO into a wall because it sucked but I've lost phones. Then my son took a damn shower with his Verizon phone one time because he was texting his gf, seriously.... My daughter lost hers in a lake... Yes IN A LAKE.
Point being we need something that covers everything but that BB insurance is appealing but we don't want to pay $10.00 to each company per line.
What would be the suggested options here? I wish there was a combination of the two.
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Click to collapse
This scenario happened to me with my S2. I suggest getting an otterbox or visiting SpigenSGP (amazing company, best screen protectors and cases i've used.) and buying a case. As for insurance, try and take a look at SquareTrade coverage. They cover everything like drops and water damage and lost phones. They charge you a one time cost for the number of years the coverage is for, and if it breaks there is a deductible according to the damage. Honestly give them a try, they are a fantastic company. Personally I have the AT&T mobile insurance, but my stepfather uses SquareTrade and has had nothing but positive experience. Just make sure to get that BB crap off and get your money back!!!
-Brandon
The kids don't break their phones, they loose them.
Honestly, SquareTrade doesn't look as good as what Best Buy offers. There is NO deductible with the Best Buy insurance. SqareTrade is $99.00
Looks like SquareTrade does not cover LOSS or THEFT either which is what we do not like about the Best Buy insurance. Everything about the BB insurance is great with the acceptation of NO LOSS or THEFT or WATER damage.
BB told me their insurance does cover water damage
Sent from my SAMSUNG-SGH-I747
I searched for insurance and found this thread. I am trying to compare Squaretrade vs Worth Ave Group. Worth offers replacement for lost/stolen. Sams Club offers Squaretrade with only $49 deductibles.
So compare those two would be my advise but Im looking on this site for the same comparisons.
I looked at all the insurance providers and ended up purchasing it from Ensquared. It's $99 for 2 years with a $75 deductible. They cover loss, theft, and water damage. By far the best value that I could find and they seem to get good reviews.
kdoggy said:
The kids don't break their phones, they loose them.
Honestly, SquareTrade doesn't look as good as what Best Buy offers. There is NO deductible with the Best Buy insurance. SqareTrade is $99.00
Looks like SquareTrade does not cover LOSS or THEFT either which is what we do not like about the Best Buy insurance. Everything about the BB insurance is great with the acceptation of NO LOSS or THEFT or WATER damage.
Click to expand...
Click to collapse
BB does cover water damage. It doesn't cover full submersion, but do what everyone does and say you spilled water on it. With all the options for GPS location of a lost phone you can probably get away with Avast, Lookout, Cerberus... the list goes on and still not have to pay a deductible if it gets broken. When I worked at best buy we covered everything but lost, stolen, and negligence. If someone said I dropped it in a lake I'd pretend I didn't hear them and say, it looks like you "spilled" something on it. They'd finally get the hint after around 4 or 5 times haha.
kdoggy said:
The kids don't break their phones, they loose them.
Honestly, SquareTrade doesn't look as good as what Best Buy offers. There is NO deductible with the Best Buy insurance. SqareTrade is $99.00
Looks like SquareTrade does not cover LOSS or THEFT either which is what we do not like about the Best Buy insurance. Everything about the BB insurance is great with the acceptation of NO LOSS or THEFT or WATER damage.
Click to expand...
Click to collapse
You can install various applications that will allow you to not only track your phone, but even in the case someone wipes the phone, you can still track it (Avast mobile security) works like lo-jack for your phone.
Hi
dratsablive said:
You can install various applications that will allow you to not only track your phone, but even in the case someone wipes the phone, you can still track it (Avast mobile security) works like lo-jack for your phone.
Click to expand...
Click to collapse
Hi,
I went through similiar stuff with our phone insurance.
Studying on the net I came across a great idea!!!
Call your homeowners and/or car insurance.
I put my phone on a rider to auto for $50 a year, no deductible!!!
They needed purchase price for phone, hard copy, that's all.
Sounds too good to be true, the saleswoman who researched and
issued the policy told me she changed hers also. She didn't know
her own insurance company offered this rider!!
Ken
kenfb1 said:
Hi,
I went through similiar stuff with our phone insurance.
Studying on the net I came across a great idea!!!
Call your homeowners and/or car insurance.
I put my phone on a rider to auto for $50 a year, no deductible!!!
They needed purchase price for phone, hard copy, that's all.
Sounds too good to be true, the saleswoman who researched and
issued the policy told me she changed hers also. She didn't know
her own insurance company offered this rider!!
Ken
Click to expand...
Click to collapse
Be careful putting it on a car policy. I have heard of people adding it to homeowners and renters, but auto rates change all the time. If you breathe incorrectly your auto policy is likely to go up. I could only imagine filing a claim on a phone that was unrelated to the car. Homeowners and renters rates don't change this way, which is why people use them.

Has anyone heard of squaretrade insurance?

http://www.squaretrade.com/best-buy-smartphone-warranty
They have better rates than bestbuy and sprint, and a lower deductible..has anyone heard of this company before? I'm like 4 days into having my note 4 and kinda thinking about insurance. bestbuy decided to impliment a protection plan identical to sprints. :/
No. But you have got me interested. Im going to call them this week and get some more info. 11 bucks a month for sprints insurance, its half the cost. One thing about insurion (or what ever their name is), i know for a fact they pay claims. Ive used them once when I dropped my droid razr maxx hd in my coffee. Had a new phone in 2 days. Not sure how reliable this one is. But Im definitely interested in knowing more. One thing that is a red flag is it has Sprints deductible at 200 bucks. Mine is 100 bucks, or at least it used to be.
Let me know what you find out. Ill do the same after I call them.
Thanks for the info. Good to know there is some competition for mobile device insurance.
AS FOR ME.....GIVE ME LIBERTY OR GIVE ME DEATH
Unfortunately with the premium phones the deductible is $200 and $300 if you lose the phone. I will be looking into this tomorrow also.
I would read the reviews on Amazon, I was all for buying through square trade... Now I am rethinking it
I actually use to sell Square Trade and use them for all my electronics (except phones because I haven't broken one yet). If you read the comments you'll see that they're 5 star rated on Amazon and have an A+ rating with the BBB as well as numerous awards for customer service. They're totally worth it though I'm not familiar with their phone policies, I only TV, computer, and tablet warranties.
I do know that if you intend on keeping the phone for the full two years you can just buy the insurance instead of doing monthly installments. In the end it saves you around 50% give or take.
If you want more info call them or go in to a TigerDirect, they sell them there. You can get a device anywhere and buy the Square Trade at Tiger, just make sure to tell them you saw the online price and it was cheaper, it'll knock down the price.
Squaretrade is about the same as any warranty, customer service is ok, once you speak to a supervisor. Most lower reps don't know what they are talking about, when my note 3 screen cracked they replaced it with a new phone from amazon, but I was told that was a one time deal. Otherwise it is "gently used" or open box items. I paid 89 for two years with them, but I am also paying 13 a month with sprint and will probably stick with sprint unless Squaretrade does that again. Only recommend them if you don't want to shell out a monthly payment with sprint
Sent from my SM-N910P using XDA Premium HD app
Have we found out anything else regarding squaretrade? I haven't had a chance to call them at all but I'm thinking of just going with best buys insurance, even if the deductible is crazy high. ..
I have SquareTrade on both of my tablets but fortunately I never used the policy... I would insure my phone with them but they don't cover theft or loss like Sprint does.
Sent from my SM-N910P using Tapatalk
Come on guys, Google is your friend! Squaretrade is either $5 a month or $99 for two years. They don't cover loss or theft and their deductible is $75. Across the board they're more affordable than everyone else. You can also get it on any device at any time, you just have to prove it's working I guess.
http://www.squaretrade.com/smartphone-warranty
I am interested in switching to square trade but other than theft coverage Sprint's tep has one other benefit. There have been times where I go to a Sprint store for an issue, like my wifi radio not working anymore or something else. They have replaced it for free. Sometimes with a new device.
It looks like with square trade it's cheaper but you get a refurbished or used device.
DarkManX4lf said:
I am interested in switching to square trade but other than theft coverage Sprint's tep has one other benefit. There have been times where I go to a Sprint store for an issue, like my wifi radio not working anymore or something else. They have replaced it for free. Sometimes with a new device.
It looks like with square trade it's cheaper but you get a refurbished or used device.
Click to expand...
Click to collapse
Sprint TEP will replace with used/refurbished phone also. It even states that in the fine print. It even says they can replace with different device of equal value.
I've used squaretrade for years, they're a good route to take, but as with any contract, be sure to read the terms and understand what you're reading.
Patch7 said:
Sprint TEP will replace with used/refurbished phone also. It even states that in the fine print. It even says they can replace with different device of equal value.
Click to expand...
Click to collapse
Yep I know. That's why I said "some times with a new device".

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